Is This A Good Time To Buy Real Estate?

My Short Answer is YES!

During the mid 80's to early 90's I worked in the financial industry. I held a Series 3 License and Traded Futures and Options. I was one of the top Precious Metal Dealers in the United States at that time, Trading mainly; Gold, Silver and Platinum.

Over time and through personal experience I've learned that every market moves in a cycle. There are many investment alternatives available to you. When taking current market conditions into consideration here are some facts and my opinions:

CD's -
In CD's you'll be lucky to get a 2 - 3% return depending on the amount invested and the length of time you are tied to.

BONDS - 
Many types and easy to stay away from when you look at history.

STOCKS -
It's hard to select one that doesn't make dramatic swings and won't be split in reverse when it tanks.

PRECIOUS METALS -
Never buy into a market at Record High levels.

FUTURES & OPTIONS -
If you can afford to gamble you may make a huge profit. The problem is that you can also incur a substantial loss overnight. Without deep pockets margin calls can wipe you out.

REAL ESTATE -
Prices don't go below zero. In realistic terms we are close to that now. Combine low property prices with record low interest rates and you have a winner.

DIVERSIFICATION -
This is a Big Buzz Word that is often misused. Many "advisors" tell their clients to Diversify their Portfolios without considering cyclical levels of various markets. Yes, Diversification is a good thing if you diversify near bottom levels. If you diversify into Gold at $1600 an ounce, when it goes back to $600 you'll see that without proper timing diversification can really hurt you.

IN SUMMARY -
Anyone can make economic sense out of these simple observations. I would say to stay away from Daily and Weekly trend analysis and look at longer term cycles. Buy into markets near bottom levels when you can and you'll build a stronger portfolio much faster.

* Everything Points to Smart Money Buying Real Estate Right Now.


Should I Sell My Real Estate Now? 

We all have different circumstances surrounding our lives. If you are considering selling now, the great news is that there are buyers in the market again! Price your property right and you'll sell it quick.

Some of you are considering selling because you prefer to live in or invest in another location. If you are planning to purchase another property around the time you are selling, then selling current Real Estate holdings in a down market can be an intelligent business decision. Real Estate values are down all over. Selling here and buying there would be a beneficial move for you.

Keep an open mind and do your homework. Call or email us with any questions or for any assistance you need with Hawaii Real Estate.

With Aloha,
Tom & Myriam Edwards